Mortgages for Company Directors
by using your company profits to increase your budget & buy your dream home without paying more dividend tax
No credit check. Takes 2 mins.
Your Situation
Frustrated by Lenders Who Misread Your True Earning Power?
Are you paying yourself a tax-efficient low salary, only to be told it limits your mortgage options?
Been advised to extract large, tax-heavy dividends just to satisfy rigid lender criteria?
Struggling to make lenders see the true value of your company's retained profits when assessing your affordability?
We get it. Standard mortgage criteria often fail to reflect the true financial capacity of savvy Company Directors like you. It’s time for an approach that values your entire business success.
Get the Mortgage You Deserve — Backed by Your True Earning Power
We navigate the complexities of director finances to unlock your optimal mortgage solution. Our expertise lies in working with specialist lenders who look beyond the conventional, assessing your affordability based on salary, dividends, and your company's retained net profits.
Access Significantly More Funding
Leverage your company's retained profits to potentially increase your mortgage amount by 19-25% compared to standard lending.
Achieve Tax Efficiency
Secure the mortgage you need without being forced into taking unnecessarily large, tax-inefficient dividend payouts.
Get Access to Specialist Lenders Other Brokers Can’t Reach
We have established relationships with lenders who understand and cater to the unique financial profiles of company directors.
Personalised Advice From Director Mortgage Experts
We provide clear, straightforward advice, managing the process for you, so you can focus on running your business.
Your Business Success Recognised. Your Mortgage Goals Achieved.
Choosing the right mortgage advisor is crucial, especially when your income structure is unique. At Verdure Financial, our Director Mortgages service isn't just about finding a loan; it's about understanding the intricacies of your director's remuneration, including salary, dividends, and retained company profits. We champion your financial position to lenders, ensuring your hard-earned success is fully accounted for.
Director Income Specialists: We live and breathe complex income structures. It's our core focus.
Whole-of-Market Access (or relevant lender access statement): We explore a comprehensive range of mainstream and specialist lenders to find the right fit for you.
Transparent & Proactive: Clear communication and dedicated support from start to finish.
Proven Results: We have a strong track record of helping company directors secure the mortgages they thought were out of reach.
Deep understanding of director finances and specialist lender criteria.
Operating with the highest standards of professionalism and regulatory adherence.
Solutions specifically tailored to the unique needs of company directors.
What Our Director Clients Say
"Raj was able for me to obtain a mortgage in principle, which with my credit history I didn't think was possible. Then he was able to obtain a mortgage offer within 2 days for a property that is a 28 day exchange. The service has been fantastic, he's explained everything I needed to know and I am looking forward to using Raj again in the future. Highly recommended"
Miss Clarke
Trusted by Directors Like You
Your Straightforward Path to a Better Director Mortgage
We've streamlined the mortgage journey for busy company directors:
We meticulously analyse your director's income (salary, dividends, retained profits) and financial circumstances to build a strong case.
Leveraging our expertise and lender relationships, we identify and present you with the most suitable mortgage options that recognise your true affordability.
We manage the application process, liaising with lenders and solicitors, guiding you every step of the way to a successful completion.
Still Have Questions?
We're here to help you navigate the details. Whether you're unsure about your income structure or just want clarity on next steps — we’ll guide you.
Get Your FREE Essential Guide to Company Director Mortgages
Navigate the complexities of securing a mortgage as a Company Director with confidence. Our free guide reveals:
- How lenders really assess director income.
- Strategies to leverage your company profits for a larger mortgage.
- Common pitfalls to avoid during your application.
- Tips for preparing your finances for a successful outcome.
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Expert Advice & Personal Service
Raj Boughan, CeMAP
Director Mortgage Specialist at Verdure Financial
Helping Directors Secure the Homes They Deserve
Raj is passionate about helping company directors achieve their property ambitions. With 10 years of experience navigating complex financial scenarios and a deep understanding of how lenders view director incomes, he provides clear, tailored advice to make your mortgage journey smooth and successful. He believes that your hard-earned business success should be fully recognised when it comes to securing your home.
At Verdure Financial, we pride ourselves on offering more than just mortgage products; we provide solutions tailored to the unique financial landscape of company directors. Our dedicated specialists understand the nuances of your income from salary, dividends, and retained profits. We're committed to providing a transparent, personal service, ensuring you feel supported and confident from your initial enquiry to the day you get your keys.
Ready to Unlock Your True Borrowing Potential?
Take the first step towards securing the director mortgage you deserve. Our simple enquiry process takes just a few minutes, and there's no obligation.
No credit check. No obligation. Just clarity.
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